Which of the following choices is NOT a characteristic of a professional insurance producer?

A professional insurance producer is characterized by various traits that align with ethical practices and a commitment to their clients and the field of insurance. Among these traits, being licensed and properly trained is essential; it ensures that the producer has the requisite knowledge and skills to provide valuable advice and services to clients. Additionally, a commitment to high ethical standards is a hallmark of professionalism, demonstrating the producer's obligation to act in the best interest of their clients while adhering to legal and industry standards. Membership in a relevant association often reflects the producer's dedication to continuing education and networking within the industry.

In contrast, being concerned solely for the welfare of the agency stands apart as a distinguishing characteristic that does not align with the professional insurance producer's role. A true professional balances the interests of their agency with the needs of their clients, ensuring that their actions are guided by ethical considerations rather than solely an agency's profit motive. Thus, the correct answer highlights a lack of ethical commitment that does not fit the standards expected of a professional insurance producer.