Which of the following responses is NOT a customary responsibility for producers who field underwrite most of the policies they write?

Producers who field underwrite policies typically engage in various activities to ensure that the risks they write are accurately evaluated and adequately insured. Among these responsibilities, submitting risks to the proper market, taking loss control measures, and inspecting buildings and homes are all essential functions that help assess and manage risk effectively.

Submitting risks to the proper market is crucial because it allows the producer to match the specific characteristics of the insured with the capabilities of different insurers, ensuring that the policyholder receives the appropriate coverage at a suitable rate. Taking loss control measures demonstrates the producer's commitment to risk management, which helps minimize potential losses for both the insurer and the insured. Inspecting buildings and homes is another key responsibility, as it allows the producer to gather firsthand information about the property, assess its condition, and identify potential hazards.

However, obtaining a credit report is not a customary responsibility for producers in the context of field underwriting. While credit information may be utilized by insurers during the underwriting process to evaluate an applicant's risk profile, it is typically not a direct responsibility of the producer themselves. Instead, this task is often handled by the insurance company or an underwriting department, which has the resources and authority to access and analyze credit data as part of their broader assessment process. Thus, this