Which one of the following choices is NOT a customary responsibility for a producer who field underwrites most of the policies he or she writes?

In the context of field underwriting, a producer's primary responsibilities typically involve assessing and managing risk to ensure the appropriate insurance coverage is applied. While all the choices listed pertain to aspects of risk assessment or client interaction, obtaining a credit report is not typically a direct responsibility of the producer in the field underwriting process.

A producer is usually tasked with submitting risks to the proper insurance markets to find suitable policies based on the client's needs and the risk profile. This involves evaluating the details of the coverage required and assessing the relevance of the insurance market that will take on the risk.

Inspecting buildings and homes is fundamental in the underwriting process, as it allows the producer to evaluate the actual conditions of the properties being insured. This assessment informs the risk calculation and ensures that the premium accurately reflects the potential for claim.

Taking loss control measures is also seen as an important duty, as producers often guide clients on minimizing risks associated with their property or operations, thereby potentially reducing claims and ensuring a safer environment.

While checking a client’s credit report can be a part of the underwriting process to assess the financial stability of the applicant, it is not typically a responsibility that falls under the direct purview of field underwriting conducted by a producer. Hence, the task of obtaining a credit report